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How to size a water heater: tank & tankless

Too small and you run out mid-shower; too big and you pay to keep water hot you never use. Here is how to size a water heater right, whether you are going tank or tankless.

Knowing how to size a water heater comes down to one idea: match the heater to your peak demand — the busiest hour of hot-water use in your home, not the average. A tank and a tankless unit answer that demand in completely different ways, so the sizing method is different for each. Get it right and hot water simply never runs out; get it wrong and you feel it every morning. Results here are estimates for guidance, not a substitute for local code or a licensed install.

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Start with your peak-hour demand

Before you pick a heater, estimate how much hot water your household pulls in its busiest hour — think back-to-back morning showers plus a dishwasher. A shower runs about 10 gallons, shaving 2, a dishwasher 6, a load of laundry 7. Add up the worst-case hour; that number drives everything.

Sizing a tank water heater (first-hour rating)

For a tank, the number that matters is not the raw gallon size — it is the first-hour rating (FHR), how many gallons of hot water the tank can deliver in a busy hour starting full. Match the FHR to your peak-hour demand and you will not run dry. As a rough starting point by household size:

HouseholdTypical tank size
1–2 people30–40 gallons
3–4 people40–50 gallons
5+ people50–80 gallons

Always confirm the FHR on the label rather than trusting gallons alone — two 50-gallon tanks can have very different first-hour ratings.

Sizing a tankless water heater (GPM + temperature rise)

A tankless unit heats on demand, so you size it by flow, not storage. Add up the GPM of every fixture that might run at once — a shower is about 2 to 3 GPM, a kitchen faucet about 1.5 — to get your peak simultaneous flow. Then find your temperature rise: the gap between your incoming water temperature and your target (about 120F). A tankless unit is rated to deliver so many GPM at a given rise, and cold-climate homes need a bigger unit for the same flow because the rise is larger. Cross-check flows with the water flow rate calculator, and size the supply lines feeding it with the water line sizing guide. For the underlying heat-and-flow relationships, references like the Engineering ToolBox tabulate the same values.

Tank vs tankless: which to size for

Tanks cost less up front and deliver a big burst easily; tankless costs more but never runs out and saves standby energy. Either way the discipline is the same — size to peak demand. Undersize either one and you will feel it every morning; oversize and you pay for capacity you never touch.

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How to size a water heater — FAQ

What size water heater do I need?

Match a tank first-hour rating to your peak hour — roughly 30 to 40 gal for 1 to 2 people, 40 to 50 for 3 to 4, 50 to 80 for 5 plus. Tankless is sized by GPM and temperature rise.

How do I size a tankless water heater?

Total the GPM of fixtures that run at once, find the rise from incoming temp to about 120F, and pick a unit that delivers that GPM at that rise.

What is first-hour rating?

How many gallons a tank delivers in a busy hour starting full — match it to your peak demand, not just the gallon size.

Is PlumbCalc Pro free?

Yes — the core calculators are free with no signup; an optional one-time PRO purchase unlocks advanced tools.